One Connection. Every Indian Gateway.
Hyperrail routes your payments intelligently across Razorpay, Paytm, PhonePe, UPI, and all major Indian banks — recovering failed revenue and giving you full visibility into every fee.
Native connectivity with India's leading banking rails and payment processors
Everything You Need
The complete payment intelligence stack
Six powerful modules, one unified API. Connect once and unlock the full power of modern payment orchestration.
Intelligent Routing
Route every payment to the provider most likely to approve it — and with the lowest cost. Four strategies: auth-rate, lowest-cost, error-protection, and volume-commitment.
Revenue Recovery
When subscription payments fail, Hyperrail steps in — waiting for the right moment, then retrying with a smarter strategy. Recover lost payments automatically.
Cost Observability
See exactly where your money is going. Break down bank fees, network fees, and processing fees in one clear, unified dashboard. Spot and eliminate cost leaks.
Reconciliation
Automated double-entry matching across your order system, PSPs, and bank accounts. Never lose track of money again. Mismatches are flagged and logged instantly.
HyperWidgets
Drop-in payment components for Apple Pay, Google Pay, Klarna, BNPL, and bank transfers. One JS SDK integration — add or remove methods via dashboard, no re-coding.
Vault
Modular, PCI-compliant card storage. Choose fully managed, bring-your-own-vault, or self-hosted. Card data stays safe — your choice of how much control you keep.
All-in-one merchant command widget
Unified overview of your processors, connectors & checkout telemetry
A complete 360-degree command centre for your finance and engineering teams. Onboard payment gateways, test instant checkout experiences, manage API credentials, and monitor end-to-end payment health from a single pane.
The GPS for your payments
Success-First Routing
Maximize payment approvals across all Indian gateways & banks
Hyperrail continuously monitors real-time telemetry across Indian bank rails (HDFC, ICICI, SBI, Axis) and payment aggregators (Razorpay, Cashfree, PayU, Paytm). The majority of transaction volume is autonomously steered to the best-performing route, while exploratory micro-probes detect performance dips and instantly reroute traffic before approvals drop.
Key Capabilities
Revenue Recovery
Stop losing subscription revenue to failed payments
When a customer's UPI autopay, card, or net banking payment fails, Hyperrail acts as your automated collections team — waiting for the optimal moment and retrying across alternate Indian gateways with a progressively smarter strategy.
How Recovery Works
Average 73% recovery rate within 7 days
| Gateway | Fee Rate | Txns | Cost | Trend |
|---|---|---|---|---|
| Razorpay | 2.0% + ₹3 | 12,432 | ₹6,84,000 | +1.2% |
| Cashfree | 1.75% + ₹2 | 8,210 | ₹3,18,000 | -0.8% |
| PayU | 2.25% + ₹5 | 4,943 | ₹4,42,000 | +2.1% |
Cost Observability
See every paisa of your payment costs
Indian payment costs are complex — MDR, GST on fees, gateway charges, and settlement deductions stacked on top of each other. Hyperrail untangles it all into one clear, unified view.
HyperWidgets
One integration. Every Indian payment method.
Drop-in checkout components for UPI, cards, net banking, wallets, EMI, and Pay Later. Add or remove payment methods from your dashboard — no code changes needed.
Vault
PCI-compliant card storage, your way
Modular vaulting means you choose how and where card data is stored — from fully managed to fully self-hosted.
Fully Managed
Hyperrail hosts both the payment system and the vault. We handle all security and PCI compliance. Card data never touches your servers.
Businesses that want a quick setup with minimal security overhead.
- Zero PCI scope for your team
- Automatic compliance updates
- Instant activation
- Managed security patches
Bring Your Own Vault
You already have a vault provider. Hyperrail connects directly to your existing setup. No data migration, no downtime.
Companies already using a vault provider like Basis Theory or Very Good Security.
- Connects to any third-party vault
- No card data migration required
- Full control of vault provider
- Hyperrail handles the routing
Self-Hosted
You host both the payment system and vault on your own infrastructure. Full ownership, full responsibility for PCI compliance.
Large enterprises with dedicated security teams and existing compliance infrastructure.
- Full infrastructure ownership
- On-prem or private cloud
- Audit trail control
- Custom security policies
Reconciliation
Every payment, perfectly accounted for
Automated double-entry matching across your orders, Indian payment gateways (Razorpay, Cashfree, PayU), and bank settlements from HDFC, ICICI, SBI & more. Money is never lost, misattributed, or untracked.
Built to Scale
Enterprise-grade technology stack
Hyperrail is built on modern, battle-tested technologies for performance, reliability, and security at any scale.
Trusted by Indian Businesses
Real results from Indian companies
“Hyperrail's intelligent routing across Razorpay and Cashfree increased our authorization rate by 14% in the first month. The MDR savings were immediate — we cut gateway costs by a third.”
“Revenue Recovery alone has paid for Hyperrail many times over. We were losing lakhs every week to failed UPI and card payments. Now the retry engine handles it automatically.”
“The reconciliation engine eliminated our entire finance team's manual matching work across HDFC, ICICI, and Razorpay settlements. What took 3 days now happens overnight. Incredible.”
Start Free Today
The smartest payment stack starts here
Connect once. Route intelligently. Recover automatically. Get full cost visibility. All from one dashboard.