Hyperrail

Products

The complete payment orchestration suite

Six powerful modules that work together or independently. Connect once, configure from your dashboard.

Payments Control Centre

All-in-one merchant command widget

01/04
🔒 https://dashboard.hyperrail.in/view/overview
SYNCED
Payments Control Centre
3DS Authentication Manager
PM Authentication Processors
Payment Settings & Webhooks
Module 01360° Operations
20+Integrated Processors
Central Command

Unified overview of your processors, connectors & checkout telemetry

A complete 360-degree command centre for your finance and engineering teams. Onboard payment gateways, test instant checkout experiences, manage API credentials, and monitor end-to-end payment health from a single pane.

CONTROL_CENTRE_APISYSTEM_OPERATIONAL
Event:PROCESSOR_SYNC
Entity:Atomswitch Pvt Ltd (Profile: default)
Capabilities
Instant processor integration across 20+ payment gateways & networks
Interactive checkout sandbox simulator with live testing
Developer portal with secret keys, SDK references & webhook controls
Multi-account profile switching (Atomswitch Pvt Ltd)
Intelligent Routing

The GPS for your payments

01/04
Strategy 01Maximum Success

Success-First Routing

99.3%
Average Auth Rate
+14.2% over direct integration

Maximize payment approvals across all Indian gateways & banks

Hyperrail continuously monitors real-time telemetry across Indian bank rails (HDFC, ICICI, SBI, Axis) and payment aggregators (Razorpay, Cashfree, PayU, Paytm). The majority of transaction volume is autonomously steered to the best-performing route, while exploratory micro-probes detect performance dips and instantly reroute traffic before approvals drop.

HYPERRAIL_ROUTER_ENGINEHEALTHY (99.8% 5m avg)
Operation:OPTIMIZING_ROUTE
Active Path:UPI / Netbanking -> HDFC Direct Gateway
Telemetry Metric:28ms latency

Key Capabilities

Dynamic tracking of approval rates per card network & bank issuer
Sub-second autonomous failover when bank OTP or 3DS fails
Multi-rail UPI routing (PhonePe, Paytm, BHIM, Google Pay channels)
Continuous exploratory probing maintains fresher telemetry

Revenue Recovery

Stop losing subscription revenue to failed payments

When a customer's UPI autopay, card, or net banking payment fails, Hyperrail acts as your automated collections team — waiting for the optimal moment and retrying across alternate Indian gateways with a progressively smarter strategy.

73%
Recovery Rate
of failed payments recovered
3x
Retry Intelligence
smarter strategy each attempt
₹0
Revenue Lost
to UPI timeouts or soft declines

How Recovery Works

Payment Fails
Smart Wait
Smart Retry
Payment Succeeds

Average 73% recovery rate within 7 days

Cost Observability · Sep 2026
Total Processing Cost-15% vs last month
₹20,00,000
Across 3 Indian payment gateways
Fee Breakdown
MDR (Merchant Discount Rate)₹8,40,000 (42%)
Payment Gateway Fees₹5,00,000 (25%)
GST on Fees (18%)₹4,00,000 (20%)
Settlement Charges₹2,60,000 (13%)
By Gateway
GatewayFee RateTxnsCostTrend
Razorpay2.0% + ₹312,432₹6,84,000+1.2%
Cashfree1.75% + ₹28,210₹3,18,000-0.8%
PayU2.25% + ₹54,943₹4,42,000+2.1%

Cost Observability

See every paisa of your payment costs

Indian payment costs are complex — MDR, GST on fees, gateway charges, and settlement deductions stacked on top of each other. Hyperrail untangles it all into one clear, unified view.

Full Cost Transparency
See every fee component broken down by gateway, payment method, and bank.
Anomaly Detection
Get alerted when MDR or settlement charges spike unexpectedly.
Cost Reduction Insights
Hyperrail highlights where switching gateways or routing through different banks would save you the most.

HyperWidgets

One integration. Every Indian payment method.

Drop-in checkout components for UPI, cards, net banking, wallets, EMI, and Pay Later. Add or remove payment methods from your dashboard — no code changes needed.

checkout.yourapp.in/pay
Pro Plan × 1₹3,999.00
Total₹3,999.00
Pay with
yourname@okhdfcbankUPI
Instant Autopay & QR•Supports all UPI Apps
🔒 Secured by Hyperrail · RBI Compliant
Toggle methods — no code changes
⚡UPI
💳Card
🏦Net Banking
👛Wallets
📅EMI
⏳Pay Later
One JS SDK — enable any method from dashboard
Supports UPI, Cards, Net Banking, Wallets & EMI
Add new methods without re-coding
Works alongside Razorpay, Paytm, or any PSP
RBI-compliant tokenisation built in

Vault

PCI-compliant card storage, your way

Modular vaulting means you choose how and where card data is stored — from fully managed to fully self-hosted.

Easiest Setup

Fully Managed

Hyperrail hosts both the payment system and the vault. We handle all security and PCI compliance. Card data never touches your servers.

Best for

Businesses that want a quick setup with minimal security overhead.

  • Zero PCI scope for your team
  • Automatic compliance updates
  • Instant activation
  • Managed security patches
Most Popular
Flexible

Bring Your Own Vault

You already have a vault provider. Hyperrail connects directly to your existing setup. No data migration, no downtime.

Best for

Companies already using a vault provider like Basis Theory or Very Good Security.

  • Connects to any third-party vault
  • No card data migration required
  • Full control of vault provider
  • Hyperrail handles the routing
Max Control

Self-Hosted

You host both the payment system and vault on your own infrastructure. Full ownership, full responsibility for PCI compliance.

Best for

Large enterprises with dedicated security teams and existing compliance infrastructure.

  • Full infrastructure ownership
  • On-prem or private cloud
  • Audit trail control
  • Custom security policies
PCI DSS Level 1
SOC 2 Type II
ISO 27001
GDPR Ready

Reconciliation

Every payment, perfectly accounted for

Automated double-entry matching across your orders, Indian payment gateways (Razorpay, Cashfree, PayU), and bank settlements from HDFC, ICICI, SBI & more. Money is never lost, misattributed, or untracked.

Eliminates manual spreadsheet reconciliation
Supports Razorpay, Cashfree, PayU & all Indian banks
Real-time mismatch detection with GST reconciliation
Complete audit trail for every transaction
Built-in dispute and refund tracking
Reconciliation Engine Flow
01
Data Ingestion
Transaction data flows in from your order system, PSPs, and bank accounts.
02
Rules Applied
Configurable matching rules check each transaction against expected values.
03
Matched
Confirmed transactions are logged with a complete audit trail.
04
Exceptions Flagged
Mismatches — wrong amounts, missing entries — are surfaced for review.
// Dual-Entry Ledger VerificationAUTONOMOUS_MATCH
Merchant Order:₹10,000.00 (ORD_94821)
UPI Rail / RRN:429184719283 (PhonePe)
Bank Settlement:HDFC Nodal A/c (₹9,964.60 after MDR + GST)
Recon Audit:100% BALANCED (0 DISCREPANCY) ✓

Start Free Today

The smartest payment stack starts here

Connect once. Route intelligently. Recover automatically. Get full cost visibility. All from one dashboard.

🔒PCI DSS Compliant
⚡99.99% Uptime SLA
🚀Live in 30 minutes
💳20+ Providers